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Travel health insurance: Easy
Emergency abroad? We cover a share of the treatment and transport costs and take care of the organisation.
Key benefits
Who is Easy suitable for?
Easy is ideal for globetrotters who want to travel with good health cover or who will not be abroad for more than six months at a time.
Why travel health insurance makes sense
The basic insurance provided by your health insurer covers important basic services such as emergency treatment in the UK and in EU and EFTA countries. The situation is different in other parts of the world, where basic insurance reimburses up to twice the amount that would be covered for the same treatment in your canton of residence in Switzerland. In countries such as the USA, Canada, Japan and Australia in particular, you may incur unexpectedly high costs if you need to go to hospital in an emergency. Easy travel health insurance covers the excess costs as well as a share of the transport and rescue costs, including repatriation to Switzerland.
Sanitas Assistance also provides you with organisational support every step of the way – from your treatment in the hospital or medical practice until your journey home.
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Protection against unforeseen costs
Easy travel health insurance from Sanitas offers worldwide cover for emergency treatment due to illness or accident while travelling. No matter whether you are travelling in a private capacity or for business: Easy provides you with optimum cover for illness and accidents. And it covers:
- 90% of the costs of emergency outpatient treatment abroad
- 100% of the treatment costs for hospitalisation abroad
- 100% of the costs of medically necessary transport and rescue costs, including repatriation to Switzerland
Important
For Sanitas to be able to cover the costs of treatment abroad, you must always contact Sanitas Assistance in an emergency.
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Insurance cover for long journeys
Easy insurance cover is only valid for stays abroad of a maximum of six months. Find out more on this page about how you can take out the best possible insurance if you are travelling for more than six months or want to emigrate.
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Rapid support in an emergency
All-round support
Sanitas Assistance is at your side in an emergency to provide quick, reliable and comprehensive support. A contact person takes care of you and organises your care locally in the event of an accident or illness. Sanitas Assistance also takes care of transportation – be it within the destination country or back to Switzerland. And it helps to purchase the medicines required.
Advance payment
Sanitas also covers all advance payments for medical treatment abroad. Sanitas Assistance also helps you if you are unfamiliar with a country’s healthcare system. You can call the Sanitas Assistance hotline around the clock on +41 44 446 47 47. You will also find the phone number on your insurance card.
Full cover even with a pre-existing condition
With the individual premium supplement, Sanitas is the first health insurer in Switzerland to offer many people with pre-existing health conditions or consequences of accidents the option to take out supplementary insurance with full cover.
Overview of benefits
Supplementary insurance
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Calculate premium
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The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.
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Frequently asked questions
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Which insurance plans can Easy be combined with?
If you wish to take out Easy, you must have taken out basic insurance or one of the following supplementary insurances with Sanitas: Dental, Dental Basic, Planning a Family, Salary or Capital. Easy cannot be combined with other Sanitas supplementary insurances such as Classic, Vital or supplementary hospital insurance plans, as this would result in “double insurance”.
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Does Sanitas also cover search and rescue costs?
Yes, we will cover the costs up to a maximum of CHF 20,000 per calendar year.
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When do I need to inform Sanitas about medical treatment?
Contact Sanitas Assistance immediately and without fail prior to medical treatment. Sanitas Assistance will then coordinate and organise the commitment to cover costs. Otherwise we cannot cover the costs – unless, of course, the injured or ill person was unable to notify us due to health reasons.
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Can I terminate my mandatory health insurance when I am travelling around the world?
Your mandatory health insurance cannot be cancelled or suspended during a stay abroad or a trip around the world. Mandatory insurance in Switzerland is tied to your legal residence. As long as you do not take up residence abroad, you remain subject to mandatory insurance in Switzerland.
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Does the insurance provide worldwide coverage?
In principle, Sanitas Assistance provides services and benefits all over the world. This excludes crisis areas and countries in a state of war or civil war. If you are unsure, check with Sanitas Assistance before travelling whether or not insurance cover applies to your destination.
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What do I have to consider when travelling to countries with a travel warning?
Sanitas does not cover any costs in certain risk and crisis areas or countries at war or in a state of civil war. However, this status can change at any time. If you are travelling to such a region, please check the current status with Sanitas Assistance before you start your trip. Sanitas Assistance is there for you under the telephone number +41 44 446 47 47. You’ll find this number on the back of your Sanitas insurance card.
Other supplementary insurance plans
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