Are health insurance premiums tax-deductible?

Yes, you can deduct the premiums for your basic and supplementary insurance – with or without a premium subsidy – in your tax return up to the maximum amount set by the canton. The premiums for children insured under your policy are also tax-deductible. Simply enter them in your tax return.

Are illness and accident costs both deductible?

Yes, self-paid illness and accident costs can be deducted from taxes in most cantons – but only if they exceed 5% of your net income. The exact rules vary from canton to canton. Contact your cantonal tax office for more information. Tax-deductible costs usually include: Medical treatment and medically prescribed therapies administered by qualified professionals Naturopathic treatments administered by accredited natural health practitioners (with a medical prescription, depending on the canton) Medically prescribed drugs Hospital stays and outpatient care (e.g. Spitex home care) Nursing care costs in nursing or retirement homes Medically necessary transport, rescue and recovery costs Vaccinations Dental treatment

Is the date of billing or treatment relevant for the tax return?

The date of billing applies for the tax return, not the date of treatment. This means that only invoices settled by Sanitas in the previous year are taken into account. If costs are settled at a later date, they appear in the tax statement for the following year.

Which costs cannot be deducted from taxes?

Costs already covered by your health insurance, AHV, IV or accident insurance cannot be deducted. Only costs that you have paid yourself can be declared on your tax return.

What should you do if the tax authority requires a detailed breakdown of the medical costs you paid yourself?

Some tax authorities require a detailed overview of the illness and accident costs you’ve paid yourself, for example if the amount of uninsured costs is particularly high or if it is a general requirement. You can order a detailed tax statement easily in the Sanitas Portal or contact our customer service team.

Premiums and cost shares

for your tax return

Document for your tax return

For your tax return, Sanitas sends you a statement listing the premiums and costs you paid last year.

Standard tax statement

You will receive the document for your tax return by the end of January – either in the Sanitas Portal or by post.

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Detailed tax statement

Some tax authorities require a detailed statement. You can order this document easily in the Sanitas Portal.

Not received your tax statement?

Order the tax statement directly in the Sanitas Portal or give us a call.

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Documents

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Frequently asked questions

Yes, you can deduct the premiums for your basic and supplementary insurance – with or without a premium subsidy – in your tax return up to the maximum amount set by the canton. The premiums for children insured under your policy are also tax-deductible. Simply enter them in your tax return.
Yes, self-paid illness and accident costs can be deducted from taxes in most cantons – but only if they exceed 5% of your net income. The exact rules vary from canton to canton. Contact your cantonal tax office for more information.

Tax-deductible costs usually include:
- Medical treatment and medically prescribed therapies administered by qualified professionals
- Naturopathic treatments administered by accredited natural health practitioners (with a medical prescription, depending on the canton)
- Medically prescribed drugs
- Hospital stays and outpatient care (e.g. Spitex home care)
- Nursing care costs in nursing or retirement homes
- Medically necessary transport, rescue and recovery costs
- Vaccinations
- Dental treatment
The date of billing applies for the tax return, not the date of treatment. This means that only invoices settled by Sanitas in the previous year are taken into account. If costs are settled at a later date, they appear in the tax statement for the following year.
Costs already covered by your health insurance, AHV, IV or accident insurance cannot be deducted. Only costs that you have paid yourself can be declared on your tax return.
Some tax authorities require a detailed overview of the illness and accident costs you’ve paid yourself, for example if the amount of uninsured costs is particularly high or if it is a general requirement. You can order a detailed tax statement easily in the Sanitas Portal or contact our customer service team.